5 Things to Consider Before Leasing a Company Car
With most companies looking to trim expenses, the idea of leasing company cars has gotten more attention. Viewed as a way to keep up with the latest automotive technology and safety features, it is gaining in popularity with businesses big and small. However, as with any business decision, there are numerous factors to consider. So if you’re trying to decide if leasing company cars is right for your business, here are some points to remember.
Consider the Type of Vehicle You Need
Before leasing a vehicle for your business, make sure you get exactly the type you need. For example, if you’ll be using it to impress clients while picking them up for important meetings, consider leasing an affordable luxury vehicle. However, if you need it to make deliveries, consider an economy car or a small van.
Total Cost of Car
In many cases, a car that is purchased will cost more over time, especially if it needs more maintenance due to the associated costs of car accidents or other repair issues. Other factors to consider include the value of the car at the end of the lease period versus owning the vehicle, as well as the cost of a lease versus a loan.
Length of the Lease
In general, short-term leases cost more than long-term leases, since a vehicle’s value goes down more rapidly during the first 24 months. Therefore, determine the vehicle’s bumper-to-bumper warranty and don’t extend the lease beyond that point. Make sure you know how long you’ll need to use the vehicle.
Fees and Payments
With virtually any lease, there are fees and payments you should be aware of, such as acquisition fees and advance payments. If you can, try to negotiate with a dealer to lower or eliminate these fees, which will greatly reduce your costs. In any case, always make sure you read the fine print of any lease agreement, since many of these fees will be hidden there.
Taxes
If you plan on leasing a company car, always consider the taxes that will come with the lease agreement. This can include deductions for business driving and sales tax, which will still be applicable even on a lease. Therefore, it may be a good idea to lease a lesser-priced vehicle, which will save you money.
By taking all these factors into consideration, you will be able to make a much better decision when it comes to leasing a company car. So even if you’ve got your eye on a higher-priced vehicle that you’re tempted to buy, leasing may be a better option.